Privacy Policy
Effective — Jul 26, 2026
This policy governs frugalskills.com. FrugalSkills’s subject is frugal living and budgeting; this page is about the information involved in publishing it and reading it.
How We Use It
The information is used to keep the site working, to understand which of our guides, comparisons and reference pages are actually read, to send the newsletter to people who asked for it, and — where advertising is served — to support that advertising.
Cookie Notice
Browser storage is dealt with in full by the Cookie Policy, including how to refuse it.
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Where advertising is served, third-party vendors including Google may use cookies to serve ads based on your prior visits to this and other websites. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the internet. You may opt out of personalised advertising by visiting Google Ads Settings, or opt out of a third-party vendor’s use of cookies for personalised advertising at www.aboutads.info.
What Comes In
- When you read frugalskills.com, our host and any analytics provider we use may log technical details of the request — IP address, user agent, referring URL, pages and timestamps. Separately, you may choose to give us an email address, post a comment, or write to us, and that information is collected too.
- There is one niche-specific commitment behind this policy — we ask readers not to send us sensitive personal details, and we delete rather than retain anything of that kind that reaches us unprompted.
Age Restrictions
This site is written for adults. It is not directed to children under 13 (or under 16 where local law sets that threshold), we do not knowingly collect data from them, and if we learn we have, we delete it.
Email We Send
Email goes only to people who asked for it, verified by a double opt-in step. Each send includes an unsubscribe link and a postal address, and unsubscribing takes effect straight away.
Rights Under Applicable Law
Depending where you live, you may have the right to see what we hold, correct it, have it deleted, take a copy elsewhere, object to certain processing, or opt out of your data being sold or shared for advertising. That covers readers under the UK and EU GDPR and under US state laws including the CCPA/CPRA. We honour Global Privacy Control signals automatically. See Do Not Sell or Share and our State Privacy Notice.
Service Providers
The parties that may receive data are our hosting provider, any analytics service in use, the email platform behind the newsletter, and advertising networks where advertising is served. Advertising and analytics vendors generally act as independent controllers; the rest act as processors on our instruction.
How Long We Keep It
Retention runs only as long as the original purpose. Once that ends — you unsubscribe, a comment is deleted, an analytics window closes — the data goes. We apply reasonable technical and organisational safeguards including access restriction and transport encryption, while acknowledging that no system is immune to compromise.
Contact
Write to [email protected] with anything about this policy or your information.